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Programs

Loan Amounts: $1MM - $50MM
MULTI-FAMILY
Small Portfolio ($400,000 to $1M)
Max LTV Fixed Term Rate Max Amort.
Purchase - 75% 
Rate/Term Refinance - 75% 
Cash-Out Refinance - 70%
Floating 3.75% - 6.50% 30
5-year 3.44% - 4.19% 30
7-year 3.67% - 4.42% 30
10-year 4.06% - 4.81% 30
30-year 5.46% - 6.21% 30
Large Portfolio - Non-Recourse ($1M to $20M+)
Max LTV Fixed Term Rate Max Amort.
Purchase - 75% 
Rate/Term Refinance - 75% 
Cash-Out Refinance - 70%
Floating 3.75% - 7.50% 30
5-year 3.44% - 4.19% 30
7-year 3.67% - 4.42% 30
10-year 4.06% - 4.81% 30
30-year 5.46% - 6.21% 30
Special Products
Max LTV Fixed Term Rate Max Amort.
Rehab / Bridge (75% LTC) 1-year 7.00% - 14.00% Interest-Only
NNN / RETAIL / OFFICE / INDUSTRIAL / SELF-STORAGE
$500,000 to $20M
Max LTV Fixed Term Rate Max Amort.
75% 
Purchase and Refinance
3-year 3.75% - 4.66% 25
5-year 3.95% - 4.70% 25
5-year 4.38% - 5.03% 25
$1.5M to $20M+
Max LTV Fixed Term Rate Max Amort.
75% 
Purchase and Refinance
3-year 3.75% - 4.66% 25
5-year 3.95% - 4.70% 25
5-year 4.38% - 5.03% 25
OWNER OCCUPIED / SBA / HOTEL / MOTEL
Conventional and Government Programs
Max LTV Fixed Term Rate Max Amort.
90% 
Purchase (SBA) 
75% 
Refinance
Floating 3.75% - 6.50% 25
3-year 3.55% - 4.90% 25
5-year 3.91% - 5.25% 25
CURRENT MARKET RATES
Index Current Rate Last Month Last Year
Prime 3.25% 3.25% 3.25%
Libor (6-month) .72% .73% .48%
5-Year Treasury .68% .59% .48%
10-Year Treasury 1.63% 1.48% 2.17%

The range of pricing is subject to the relationship between DSCR, LTV, quality of real estate, & credit strength of the transaction. Rates & terms are subject to change without notice.

*Rates Subject to Credit Underwriting and Availability. Subject to Chang